Board of Directors


  • Mr. SANJAY GANDHI is a CPA from India. He started his career in 1991 with AF Ferguson, one of the oldest Audit firms in India (a partner of Deloitte India). Then he headed the corporate banking team of one of the largest finance companies in India for 8 years. From 2003 onwards, he has worked exclusively in the field of Microfinance, gaining expertise in all aspects of microfinance operations. He has conducted close to 150 MFI ratings in 25 countries in Asia, Africa and Eastern Europe, most of them for Planet Ratings and M-CRIL. At M-CRIL, he led the ratings team as Director (Ratings). He has trained and mentored a large number of credit and rating analysts in various parts of the world. He has also held training workshops on Risk Management for many Cambodian MFI staff. In 2013, Mr. Gandhi was the CEO of a Cambodian MFI. The combined experience of 24years, in auditing, corporate banking and working with MFIs has helped Mr.Gandhi carve a niche in the field. Mr.Gandhi is co-founder of Gojo & Company Inc. and leads deal sourcing, due diligence and operational improvement initiatives for partner MFIs.