Individual Loans

The Individual Loan is a product designed to help the client who does not have enough working capital. The loan amount is up to $4,990, for those who need to start a new business or need capital for business expansion with a maximum loan term of 48 months. Interest is calculated by using a declining balance repayment schedule.


Loan Size

Interest Rate

Loan Term

USD $100 to $4,990 1.25% to 1.50% per month/
15% to 18% per year
6 to 48 months


  • Clients can get loan size as needed with very flexible loan term depending on the business cycle

  • Clients can get very reasonable and competitive interest rate depending on payment place.

  • Clients can choose flexible repayment mode based on the business situation.

  • Clients can enjoy fast and convenient customer service from trustworthy and friendly staff.

  • The interest amount is calculated based on the actual principal amount.

  • A grace period, three months for all loan terms, would be offered.

  • Free delivery (door to door service)

  • Payment can be settled by Khmer Riel


  • Age: 18 to 65 years old

  • Have ID card, family book or residential book

  • The clients should be a permanent resident in which MAXIMA operates its service.

  • Agreement to borrow between borrower and family members.

  • Have profitable business, which demonstrates ability to repay the loan.

  • Have physical collateral or other related certificate or document.

  • Have two photograph size 4X6

  • Other documents confirming incomes and expenses of family or business


  • Call 023 214 240

  • Or Contact directly with MAXIMA's staff

  • Or visit your nearest MAXIMA branch/service office